Car Insurance

Ensurance

Extended Warranty

Gap Insurance

Our fully comprehensive car insurance is designed specifically for ŠKODA drivers to offer you maximum convenience with minimum hassle - just as you'd expect from ŠKODA.

ŠKODA Car Insurance is provided and underwritten by U K Insurance Limited. 3 Year Fixed Price commitment will fix your premium for 2 consecutive renewals, if you choose to renew. The Fixed Price commitment will no longer apply if you or a named driver gain a motoring conviction or make a claim (excluding windscreen claims). The premium at your next renewal will change if you make an amendment to your policy and the revised premium will be fixed for the remaining renewal periods. The Fixed Price commitment does not apply to optional additional products and Insurance Premium Tax price changes.

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ŠKODA Car Insurance is designed specifically for ŠKODA drivers to provide you with quality service and support  when you need it the most.

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FEATURES AND BENEFITS

ŠKODA Car Insurance includes lots of extra benefits at no additional cost.

For full details on what’s covered, please refer to the
ŠKODA Insurance Cover Booklet.

3 YEAR FIXED PRICE
COMMITMENT

With ŠKODA Car Insurance, you can relax knowing that if nothing changes over the next three years, the cost of your car insurance won’t increase. Your premium will be fixed for two consecutive renewals, providing you choose to renew cover annually. However, there are circumstances where your price may change. Click here to find out more.

ŠKODA GENUINE PARTS
AND APPROVED REPAIRS

All repairs are carried out by ŠKODA Trained Technicians in ŠKODA Authorised Repairers using Genuine Parts and Accessories, which come with a two-year warranty (excluding wear and tear items). Enjoy peace of mind that your ŠKODA will be repaired to the same high standards as before.

COURTESY
CAR

We’ll provide a courtesy car while your car is being repaired by a ŠKODA Approved Repairer.

WINDSCREEN
COVER

We’ll pay to replace or repair broken glass in the windscreen, sunroof or windows of your car less any excess that applies.

UNINSURED DRIVER
PROMISE

If you make a claim for an accident that is not your fault and the driver of the other car is not insured, you will not lose your No Claim Discount with us or have to pay any excess.

PERSONAL
ACCIDENT

In the event of death or injury whilst getting into, travelling in or getting out of your car, we will pay you or your legal representatives for death, total and permanent loss of sight in one of both eyes or loss of any limb.

24 HOUR
ACCIDENT RECOVERY

In the event of an accident you will have access to our 24 hour recovery helpline.

CHILD SEAT
REPLACEMENT

We’ll cover the cost of replacing any child seat with a new one of the same (or similar) model and standard following an accident.

PERSONAL BELONGINGS
COVER

We will cover up to £250 for personal belongings that are lost or damaged following an accident, fire or theft.

WHY CHOOSE ŠKODA INSURANCE?

WITH ŠKODA INSURANCE YOU HAVE THE COMMITMENT OF A TEAM WHO ARE AS PASSIONATE ABOUT ŠKODA AS YOU.

Not only will you have all the benefits that a premium-class car insurance policy offers, but also the peace of mind that your ŠKODA will be repaired in a ŠKODA Authorised Repairer using ŠKODA Approved Parts.

 

 

 

 

With ŠKODA Car Insurance, you benefit from our 3 Year Fixed Price commitment. You can enjoy peace of mind and complete convenience knowing that the price of your policy will be fixed for 3 years.

How ŠKODA 3 Year Fixed Price Car Insurance works

When you take out ŠKODA Car Insurance, your premium will be fixed for two consecutive renewals, providing you choose to renew cover annually.

The price will only change if one or more of the following happens:

  • if you or a named driver gain a motoring conviction or make a claim (excluding windscreen claims) after your policy has started
  • if you make an amendment to your policy, such as changing your car or address, the revised premium will be fixed for the remaining renewal periods
  • if the price of optional additional products and/or Insurance Premium Tax changes.

Cover runs for 12 months at a time and you’ll receive a renewal notice confirming your fixed price for the following year. With ŠKODA Car Insurance, you’re not tied in for the 3 years, so if you decide you no longer want cover, you can simply let us know before your cover renews.

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For full terms and conditions, please refer to the Online documents section.

If you are an existing ŠKODA Insurance customer, please refer to your confirmation of cover email or letter to find all your policy documents.

To download a sample copy of the ŠKODA Car Insurance Cover Booklet and any supporting documents, simply click on the appropriate link below.

ŠKODA Car Insurance Cover Booklet

View updated privacy policy for U K Insurance Limited 

File size

2.3mb

ŠKODA 3 Year Fixed Price Car Insurance Important Information

Please ensure you read this together with the ŠKODA Car Insurance Cover Booklet.

File size

1.9mb

ŠKODA Car Insurance Cover Booklet

View updated privacy policy for U K Insurance Limited 

File size

2.3mb

ŠKODA 3 Year Fixed Price Car Insurance Important Information

Please ensure you read this together with the ŠKODA Car Insurance Cover Booklet.

File size

1.9mb

ŠKODA Car Insurance Cover Booklet

For policies starting from 1st October 2017 (Allianz Insurance plc & Allianz Business Services Limited)

File size

4.0mb

When it comes to renewing a ŠKODA Insurance policy we’ll contact you in advance of your renewal date with details on what to do.

If you’ve not heard from us when you were expecting to, you can of course contact us.

PLEASE CLICK ON THE QUESTIONS BELOW TO REVEAL THE ANSWERS.

Please contact us and we will update your policy and advise of any changes in premium, providing your new vehicle fits our underwriting criteria.

Please contact us to update your personal details and we will advise of any changes in premium.

This should be on your renewal schedule from your previous insurer. Alternatively, your previous insurer can send you a proof of no claims letter. The documents must be the originals and up to date.

Please contact us to cancel your policy.

Please contact us to discuss a new or existing claim.

Every customer that purchases a new ŠKODA Car Insurance policy from 19th August 2019 will receive the 3 Year Fixed Price commitment.

No - your cover will run for 12 months at a time. You will receive a renewal notice confirming your fixed price for the following year; so if you decide that you no longer want cover, you can simply let us know before your cover renews.

Yes - if you make an adjustment to your cover and the price changes as a result, the new price will then be fixed for the remainder of the 3 years.