Car Insurance

Ensurance

Extended Warranty

Gap Insurance

Comprehensive cover with extra features as standard, offering you quality service and support when you need it most – just as you’d expect from Škoda.

Škoda Car Insurance is provided and underwritten by U K Insurance Limited.

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Škoda Car Insurance is provided by U K Insurance Limited, the underwriter for some of the country’s biggest brands; meaning you can enjoy peace of mind with a trusted insurer, and relax in the knowledge you have a policy tailored specifically for your Škoda.

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More Information

Features and benefits

Škoda Car Insurance includes lots of extra benefits at no additional cost.

For full details on what’s covered, please refer to the
Škoda Insurance Cover Booklet.

Škoda
Approved repairs

All repairs are carried out by Škoda trained technicians in Škoda authorised repairers, giving you the peace of mind that your Škoda will be repaired to the same high standards as before.

Škoda genuine
parts

We only use genuine parts (excluding windscreen claims) and accessories and each one comes with a two-year warranty, excluding wear and tear items.

Courtesy
Car

We’ll provide a courtesy car while your car is being repaired by a Škoda Approved Repairer.

Vandalism promise

If you make a claim for damage to your car caused by vandalism, you won’t lose your No Claim Discount with us. The incident must be reported to the police and assigned a crime reference number, and the damage can’t have been caused by another vehicle. You will need to pay the accidental damage excess.

Uninsured driver
promise

If you make a claim for an accident that is not your fault and the driver of the other vehicle is not insured, you will not lose your No Claim Discount with us or have to pay any excess. You will need to provide details of the other vehicle, including the registration, make, model, and driver details.

24 hour
accident recovery

In the event of an accident you will have access to our 24 hour recovery helpline.

Electric car
battery cover

We’ll cover your electric car’s battery, whether it is owned or leased, if it becomes damaged as a result of an insured incident.

Windscreen
cover

We’ll pay to replace or repair broken glass in the windscreen, sunroof or windows of your car less any excess that applies.

Personal
accident

In the event of death or injury whilst getting into, travelling in or getting out of your car, we will pay you or your legal representatives for death, total and permanent loss of sight in one or both eyes or loss of any limb.

Electric charging
cables cover

In the event of accidental damage, fire or theft, we’ll cover your electric charging cables and your home charger. We will also cover accidents caused by any electric charging cables, when attached to your car.

Child seat
replacement

We’ll cover the cost of replacing any child seat with a new one of the same (or similar) model and standard following an accident.

Personal belongings
cover

We will cover up to £250 for personal belongings that are lost or damaged following an accident, fire or theft.

Why choose Škoda Insurance?


With Škoda Insurance you have the commitment of a team who are as passionate about Škoda as you.

Not only will you have all the benefits that a premium-class car insurance policy offers, but also the peace of mind that your Škoda will be repaired in a Škoda Authorised Repairer using Škoda Approved Parts.

 

 

 

 

Online Documents

Škoda Car Insurance Cover Booklet

New customers (U K Insurance Limited)

View updated privacy policy for U K Insurance Limited

pdf (4.4mb)

Škoda Car Insurance Cover Booklet

My first Škoda Car Insurance policy started from 5th January 2022 (U K Insurance Limited)

View updated privacy policy for U K Insurance Limited

pdf (4.8mb)

Škoda Car Insurance Cover Booklet

My first Škoda Car Insurance policy started between 1st April 2018 and 4th January 2022 (U K Insurance Limited)

View updated privacy policy for U K Insurance Limited

pdf (5.4mb)

Renew Your Policy

When it comes to renewing a Škoda Insurance policy we’ll contact you in advance of your renewal date with details on what to do.

If you’ve not heard from us when you were expecting to, you can of course contact us.

If you are an existing Škoda Car Insurance customer, you can update your automatic renewal preference online

Škoda Car Insurance is provided and underwritten by U K Insurance Limited.

FAQs

Please click on the questions below to reveal the answers.

Please contact us and we will update your policy and advise of any changes in premium, providing your new vehicle fits our underwriting criteria.

Please contact us to update your personal details and we will advise of any changes in premium.

This should be on your renewal schedule from your previous insurer. Alternatively, your previous insurer can send you a proof of no claims letter. The documents must be the originals and up to date.

Please contact us to cancel your policy.

Please contact us to discuss a new or existing claim.